Social class in America is largely determined by which of the following?

The determination of social class in America is heavily influenced by financial wealth. Financial wealth encompasses not just income, but also assets like property, stocks, and savings, which provide a more comprehensive view of an individual's or family's economic stability and purchasing power. Wealth affords access to various resources, such as quality education, healthcare, and opportunities for social mobility, which in turn further entrenches social class structures.

While educational attainment can certainly influence one’s socioeconomic status and opportunities available to individuals, it often reflects existing wealth and resources. Similarly, geographic location can play a role in the availability of opportunities and access to resources, but it is not a direct determinant of social class in the same way that financial wealth is. Cultural background may shape individual values and perspectives, but it does not inherently dictate financial wellbeing or class standing.

In summary, financial wealth serves as the primary measure for social stratification in America, affecting numerous variables that contribute to one's overall social class.